We have many potential buyers who have excellent income, excellent jobs, excellent credit but just not a lot of savings for a down payment to buy a home. So the bottom line question is how much money do you need to have saved in order to buy a home? I decided to ask Jen Orner, a loan specialist with Prime Lending, to help us answer this ...

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Are you wondering whether you should keep your home on the market during the winter months? The answer depends on how motivated you are to make a move this year.  Are you just "testing the waters"? Or are you really serious about selling or renting out your home this year?  Here are a few things to think about: 1.  W...

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Next in our series about buying a home is understanding what role the mortgage underwriter plays in the overall process. So far in this series about the home buying process, we've explored How To Find The Right Real Estate Agent For Your First Home Purchase, What Role Does A Mortgage Banker Play In Buying A Home? and ...

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When buying a home, we know that you want as seamless a transaction as possible and that you want to avoid any horror stories. Therefore, choosing your lender is so important and an important role is that of the mortgage loan processor.In this series about the home buying process, we've explored How To Find The Right Real Estate Agent...

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If you are thinking about buying your first home, you've probably already been thinking about saving for the down payment. But what about all of the other costs associated with your purchase?   We are finding that prospective buyers are not financially knowledgeable and, therefore, not prepared for all of the costs associated w...

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In How To Find The Right Real Estate Agent For Your First Home Purchase, we talked about real estate agents. Here we discuss the mortgage banker or the lender whom you'll want to connect with before you even start to look at houses. So, let's explore what role does a mortgage banker play in buying a home. What does a mortgage banke...

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Did you just drop your child off at college? Are you astonished at the high cost of tuition, room and board and wondering how  you'll pay for college?   We are!  And so are our clients. These prices are out of control and many of our clients are seeking a more creative way to handle some of these costs - including...

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Can you buy a new home if you owe more than market value on your current home? Before I answer this question, I want to tell everyone that I am dedicating my September blog posts to money, mortgages and financing options.   After 20+ years in the business, I have never seen so much chaos in the mortgage system - under appraisals, bo...

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Sellers and Landlords ask us all of the time, "Why isn't my home getting any (or very few) showings?  I thought it was going to fly off of the market. Is there anything that you can do to increase showings?"   Let's take a closer look as to why your home may not be generating the traffic and the showings that you had expected. ...

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Our Baltimore area real estate clients consistently comment on the Yaffe team approach and how it has made a difference in helping them successfully complete their transactions. Perhaps you've read 3 Reasons Why Yaffe Real Estate Got Started In The Baltimore Market. In this article, I would like to explain WHY we believe t...

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